How to not be poor: 1) live below your means 2) buy assets with your surplus 3) continue for 20+ years Living below your means is the hard part, all your friends and neighbours spend so much and so it feels weird to have the smaller house or the older car or do a camping trip over a European getaway. But if you don't wanna work until you're 70, sacrifices must be made.

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Appreciate this perspective and agree Living below our means is the real struggle lately though. Want to provide my family a great life and feel awful telling my son I can’t take him to soccer games and shit because everything is a fucking fortune.
Said that the last cycle though 🀣 Unfortunately we live in 🀑 world so just need to block out the noise and keep my head down until it gets better
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Showtime 1 week ago
#blabliblablo #onlybusiness tu le sais tout autant que moi qui ne suit pas dev. D’ajouter la maxime d’une amie : #ArnaquesCrimesEtMarketing - simplement…. #ABE Salut !
We live this. Hardest part is kids seeing peers with β€œall the things” and not having the same. Fast forward 20 years, house paid off, four new cars paid off, kids college costs paid off. Both kids starting their professional life with zero debt and a newish car paid for. Now they understand what those sacrifices were for. The irony is that they really didn’t miss out on anything, but that has to be experienced rather than just told.
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DanDan 1 week ago
Once you get out of the consumer mindset, it's not that difficult. Eventually, the behavior even begins to seem strange, which makes it easier to not go back to old habits. I think has a lot to do with the invention of "disposable" single use items. That shifts your mindset from only seeing things that are truly disposable as such, to seeing everything else being disposable as well. I used to buy a new phone every year - sometimes multiple per year. Car has a dent? Trade it in. New clothes, new shoes, new glasses, the "latest" tech (even though the old tech is only a single update behind). Looking back, it's sickening. Now that I'm on a Bitcoin standard, I've had the same shitty iPhone X since 2016 and I'm still satisfied. I've gotten a new battery and the metaphorical cuts on my fingers from the broken back glass serve as a good reminder to keep going. Repair > replace. But even that will have a limited lifespan, as the updates are now reaching the point where my phone is no longer being supported, limiting my access to using certain apps and basically forcing me to upgrade to get the newest iOS update. When it finally dies, I'm buying a walkie-talkie and sending smoke signals. I refuse to be forced into consumerism just to contribute to quarterly earnings reports.
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Moist 1 week ago
or, 1. get elected to office. 2. steal everyone else's money
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Moist 1 week ago
children cost nowhere near as much as people think. unless you're trying to raise entitled little shits. and they actually save you money. keeping them happy and healthy becomea important over going out every weekend, buying new clothes, having expensive stuff. its going to get covered in vomit, poo, drawn on or broken. so just buy it off Temu. its amazing how little I care about "things" now. I just aim for contentment. And rasing a good family will make any man content.
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tanel 1 week ago
thanks for the reminder nostr unc
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