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You need a lightning wallet to connect to account. If you are on a computer, Alby works well and if you are on a mobile, Wallet of Satoshi is good. For Alby, you enter your Nostr keys (public and private) to connect. If using Amythest on android, there is a place in your profile set up. If you are apple products, I can't help but it is probably similar.

https://thebitcoinmanual.com/articles/what-is-ln-url-and-how-does-it-work/ https://nostr.how/en/zaps#how-zaps-work It is a bit complicated in the background it ultimately you need an LNURL at least to receive zaps. A lot of people use a self-custodial wallet to send and a custodial wallet like wallet of Satoshi to receive.