https://thebitcoinmanual.com/articles/what-is-ln-url-and-how-does-it-work/
https://nostr.how/en/zaps#how-zaps-work
It is a bit complicated in the background it ultimately you need an LNURL at least to receive zaps. A lot of people use a self-custodial wallet to send and a custodial wallet like wallet of Satoshi to receive.