If you have any tech ability at all, Coldcard (or seedsigner, or passport...not getting in the middle of that squabble). If not, Bitkey. Anyone can use a Coldcard, but the Bitkey does help normies from shooting themselves in the foot. Also, any time you are using a collaborative custody set up (Bitkey), you are giving up a bit of privacy to the other party. Trade offs all the way down.