Unfortunately for most of us we weren't born with a billion dollars to spend so no it's not normal for a first world person.
Only the elite pedophiles have that kind of money because they blackmail the politicians.
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You don’t have to be an elite ᶘ ᵒᴥᵒᶅ to own 8 bitcoin. 🤷♂️. The point really is stack sats until you have enough capital to live off where your annual draw down is less than the average appreciation of the capital.