Ah, he wants to invest fiat!
Understood.
Apart from buy Bitcoin because we are in a bullrun, I was a professional fiat investor until the pandemic. I'm now all in on Bitcoin and I HODL.
That's my perspective.
I never invested for the short term, even in the fiat world.
Maybe buy some properties and get tenants.
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Properties in my opinion is terrible - illiquid and dealing with people is useless.. he has a stack but wants some “passive” income to travel and chill..