what is happening in the screenshot? where are they trying to send from? Your point is well taken, but this looks more like an issue with a company as opposed to bitcoin..
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they're trying to use cashapp, the problem is not on the block side, it's getting their bank to agree to send money to CashApp. The problem is getting in to / out of the fiat system.
The only logical step is to crypto-ify the whole economy or else there will always be a fiat middle man capable of stopping it.
Take that how you will.
Create Crypto friendly fiat institutions, or completely replace them with institutions built on top of open protocols for Crypto.