I'd say that depends on the person and the scenario. Both have risks since they're both hot wallets. I'm coming up on 5 years running a node later this year and I haven't lost any sats. I think my WoS has 1 sat in it that I can't get out though 😂
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Sure. I use multiple wallets. My zaps have been set to Strike, a custodial wallet, for 6 months because I got tired of my router going down and breaking my custom setup for non-custodial zaps. I still send zaps from my node. I receive zaps to Strike and withdrawal to my node when applicable.
WoS still banned in the US?
Self banned, but "yes".
What do you do with your Bitcoin? Do you spend it? If so, where?
Of course. A lightning node operator is a money transmitter. It is taking the law time to catch up to that. But anytime a person or business handles someone elses money, a license is needed.
Sounds like a 3 ring circus.
Surely youve had some force-closed channels! Id count that under sats wasted