here is my dilemma: i have a forced pension that is set in CHF. I MUST contribute each month by law. I can't take it and hodl BTC. Now the CHF is as hard af BUT it still evaporates as all fiat and the cumulative effect is disastrous. SO.... WOULD I opt for some Bitcoin ETF instead of putting my pension directly into fiat? I think the answer is : YES So maybe the idea isn't so stupid for me. BUT I ofc get the whole shitty paper Bitcoin, custodial nature of it. Just being pragmatic... The kicker to the story is... I was asked if I would like to switch from a CHF cash (locked) account to "invest in funds" mode - did this: the fund did a -17% in the very first year. You can't make this shit up!!