2 better options:
Option 1: Your farmer install AlbyGo and you define his profile in your AlbyHub. This is a trusted approach and first step to later autohost his own AlbyHub.
Option 2: Phoenix. It just simply works and the UX is pretty decent.
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I completely agree with Phoenix, but not with Alby's part because I don't want to offer services to anyone.
The idea is that my message is understood.
However, Phoenix isn't useful for payments of, say, $1 at first either...
Imagine that my favorite farmer sells me $2 worth of tomatoes the first time... first, a larger amount has to be deposited to open the channel... in the end, it's all UX inconveniences.