You are completely at the whims of a bureaucrat that has not bothered with Monero because no one uses it. That will at some point change.
Lightning works. Skill issue.
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Lots of bureaucrats have attacked Monero and it has been removed from many national jurisdictions. you miss the point. everywhere Monero can be exchanged 1 XMR = 1 XMR. Every XMR is equally exchangable. This is not the case for Bitcoin, where the bureaucrat can welcome your deposits to an exchange but decide they must be seized post deposit because of the related transaction history of the Bitcoin.
Decentralized tech like Monero is like a wild diet, unstoppable and free.