I became aware of this when I made an online purchase and everything seemed fine except the order wasn't delivered. When I contacted customer service, they said they want to make sure the order was actually made by the card holder. They suspected fraud because I made the order with a different phone number than the one they had from Apple.
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Replies (7)
From my experience Apple Pay has three basic modes, Wallet app NFC, online payment and web store checkout.
The first two should only transmit a randomized one time authorization code, the third one should present a preview with your default shipping information, name, physical address, email and phone, to verify or edit.
Do you clearly remember which mode you used?
If Apple Pay transmitted one or more fields of your shipping information outside a checkout setting that would seem like a significant issue.
It was an in app purchase. I didn't get a preview of any additional info. I just double clicked the side button to confirm the purchase. Maybe there was a preview within the conformation screen that I didn't pay attention to during the checkout...
I forgot about IAP, in app purchase, mode. That should have no reason to receive direct personal information or shipping information either, though they might need some identifier to persistently connect purchases to your Apple Accounts.
Developers who implemented IAP could shed a light on that, nostr:npub1xtscya34g58tk0z605fvr788k263gsu6cy9x0mhnm87echrgufzsevkk5s?
Actually, I remembered that IAP technically usually use no Apple Pay, and regular credit card information saved with the Apple Account instead. Apple did add an Apple Pay option for Apple Account payments more recently, to my knowledge only as a supplementary method for certain transactions, while mandating regular credit card payments for others.
I summary, using IAP purchases, depending on the payment methods tied to an Apple Account, usually use direct card transactions and no Apple Pay, likely making your issue an Apple Account payments privacy issue.
I had a conversion with an LLM about this. The payment was an Apple Pay not IAP or card transaction. The model confirmed that Apple will never submit information not present in the Apple Pay sheet. I confirmed the purchase did not request phone field. The model suggest that the merchant got the data from "Third party identity verification and fraud detection". So, Apple Pay was not the issue.
I see, we all learned more today, including that LLMs make our conversations increasingly obsolete haha
Haha! We are all adaptive creatures aren't we...I think though that human interaction will prevail regardless of the form