That's valuable Intel. I am sorry this is triggering frustration. Yeah, it feels concerning.

This is why I think it's important to have a profit motive. I pay for services so I can't be told I have no right to expect something in return. Of course the owner can still default and lose me that money, but at least I can stop paying if they don't seem to give a damn (or can't because of economics) and fund someone who wants to earn a living giving a damn. And I'm increasingly unwilling to provide any funding until they sufficiently prove they give a damn and won't just leave me hanging if I adopt their thing.

Obviously this isn't an absolute shield, but I think it's an overall good approach.