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That doesn't sound safe and lossless In fact it sounds guaranteed to incur losses via fees, and surely riddled with other security issues as a result of being something designed to take money by attracting careless users to insert the money

To clarify my other reply: it means it's not self-custody I'm not going along with the self-custody bullshit and saying "oh ok it's self custody but with fees" Bitcoin doesn't charge fees to hold, that's what makes it self custody If Bitcoin can't handle new developments like the quantum computer without everyone moving their UTXOs and paying fees every few decades, Bitcoin won't be fully self-custody anymore either, it just counts right now because that doesn't look likely