We're "hopefully" too early for that, but yes agreed.

I'm curious if these partners (NYDIG mostly it seems), are bound by these terms the same way one would hope. Like, why not just let strike hold it for them if they don't plan to use it for anything? Anyway, not my concern, gonna watch how things play out for a long while before I touch lending

I'm sticking with my keys and my coins, so yes, I'm observing from the sidelines also.