You aren't insane, and yes, inflation is bullshit and unacceptable. Money should naturally grow in value over time. If it doesn't either society is literally dying, or your money sucks.
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Or both...
But if money gains value over time...no one would spend it. 👇
Its insane how fiat became a thing
This, exactly this.
Phrased differently, bitcoin has no top - both because society has unbounded potential, and fiat has no bottom.
Monero, constant, stable, growth.
Real money does exactly what you say.