I'm getting a taste for what it's like being outside the system.
Yesterday I found out that if you aren't currently insured, car insurance rates in Spain start from point Xero, treated as a new teen driver.
Next step down from that, just been told I'm lucky to be able to pay astronomical rate because most insurers aren't even prepared to insure me.
For context I have had a full licence since 1982 in 3 different countries never had a serious accident, and according to official tables of accident rate demographics, Im in almost the safest age bracket for insurers. But I haven't had a car for 4 years...
I live off grid so you don't get post or courier service. A simple solution, you set up a drop off point with a local post office or courier agent in town. Nowadays try buying off of Amazon type sites, so many products are flagged not able to be sent to drop off addresses. Need a home address. So I'm what, knocking on someone's door asking if they will accept my packages?
A word to Nostr, the open solution to walled gardens. Try setting up a lightning wallet to work with some apps - limited drop down options are creeping in.
You can push back on Nostr. There's no point screaming at legacy insurance companies or e-commerce sites. But the sooner open minded companies move into every legacy space the better. Because this is developing into a road to nowhere, pay to play, massive exclusion and growing anger at faceless companies - and I still need to drive and I still need the products I can't get delivered.
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Replies (4)
You’re not off the grid. You’re on Nostr!
Been through this before in FR, so it may differ somewhat. But most EU insurers will accept proof of previous insurance from any other country... This makes it pretty easy to give them what they want. You can easily create some insurance document from another agency in German or French or English, that they can't verify. But it will be enough to 'prove' that you have had insurance for the past couple years, with no way for them to verify since the insurance systems are not interconnected from country to country. Or even just find some old insurance policy documents from your last insurer and modify the dates to reflect what they need to see.
That's a creative approach. See what I can dig up. Thanks 🙏
correos now has an option to add e-commerce to yiur apartado de correos. its 30€/year and kind off works. had UPS deliver something.
still expensive though.