Not everybody, because it comes with a huge price tag in the form of opportunity cost. Will you retire at 55, or will you work until 70+ to give your kids a chance to reach the second stage? Is your time preference really that long? I'm coming to terms with the idea that I will have to work until I die, and that it is the only choice for me (due to various reasons I don't want to elaborate). I agree it is not easy to accept, because everyone would like to retire tomorrow... or even better, later today. :-)

Yes, I understand. I just think that the second speed is unachievable for 99.99% of people and so, set is as a goal is not going to give you the results you think. As you said, "I believe that I have responsibilities to the next generations", your biggest responsibility is to teach values to them and it takes time, and that time is better spent on teaching than gaining wealth. We already know how people that are born with everything behave. And if it is not the next generation, it will be the one after.

I've been thinking about your note for a while, and I'm not sure if you’re right or if this is one of those "traps for the middle class" that we need to reject in order to grow. I do agree that ignoring your children and only throwing money at them is a path to hell, but values, skill, and knowledge are much more useful with some initial capital. That’s why I'm essentially rejecting the first speed solution.

I'm wrapping my head too around that idea and every time I came back to think that we are pretty much the same as humans, so wealth difference can't be that big between us. I think the middle class is just the class where everybody should be in, I can give 2x, 3x, maybe 5x the value somebody else is giving, you can get 100k and I can maybe get 500k, if I am good and lucky enough but more means there is something broken in the system. Everybody today is dreaming for the stars but the reality is that things to work need to be done step by step, no free lunch, staying humble. If I'm really 10x better than someone else today, it is not going to last, if I found a shortcut, somebody else will find it tomorrow, if I know something others do not now, that information will be leaked or discovered sooner or later. I'm not going to be more successful and valuable than other people everyday of my life without giving 100% to it. Capital is key, I'm going to help my kids in every way possible but they need to be teached also every possible lesson. I just want people to understand that we need to first "give" and than we should "get", nothing is gifted, there are no right, only concessions.