I don't think that clients upload user keys to their servers. This would be really bad. Imo they live within the app on your device. That's why I wonder if the remote signer device is really more secure. Because at least hardware wise I guess modern phones are more secure than the remote signer device. But maybe I'm wrong, just really curious. Would immediately buy one if I knew that it really improves overall security.

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The real risk is losing your phone or it being compromised by being a multiuse device. The signer keeps your nsec safe and sound from an internet connection you trust, and only does one thing so attack vector is 100x limited.