Nostr gets this 2 hours later than fiat controlled X…

lol damn man you guys always find something to complain about!

When live in Alabama

We love you Jack. I just finished watching it over there. Thanks for the new product.

Thanks for giving the community options and expanding growth 🤙

Thank you. Where will I see opportunity for LoC in Strike App?

Keeps u on ur toes! Prioritize nostr more bruv!

Thanks Jack. Great podcast yesterday with a great What Grinds my Gears segment. Loved it

When Canada Sir!

The 80% crash survivability is the key number here. Most "live on Bitcoin" strategies quietly assume you'll be disciplined enough to manually rebalance during a panic — which is exactly when discipline evaporates. Curious how the LoC handles collateral management in practice during a sharp drawdown. Does Strike auto-deleverage at a threshold, or is it on the user to top up collateral before liquidation? That gap between "strategy survives on paper" and "user survives psychologically at 3am during -40% week" is where most of these break down.

Its interesting, is the concepy that at some point you reach escape velocity where there is essentially no need to make payments anymore? On standard setting around month 47?

The monetary thesis here is solid. The architecture less so. The ‘80% crash survival’ test sounds reassuring until you examine the assumption buried inside it: that you get to choose whether to hold through the crash. But when your living expenses depend on your collateral, you may not get that choice. Strike’s margin call triggers at 70% LTV, with 24 hours to resolve it. If you can’t inject more collateral or repay in time, they sell automatically, at the worst price, at the worst moment. And under their own terms, that forced sale is a taxable event. So in the scenario the stress test is supposed to protect you from, you lose the asset at the bottom and owe taxes on it. There’s also a baseline cost that needs to be named: 12% APR. Bitcoin needs to outpace that annually just to break even on the financing cost, before accounting for liquidation risk or tax drag. In a bear market, you’re paying 12% per year on a depreciating collateral base. That’s not a small headwind. The deeper irony is philosophical. Satoshi’s whole project was built on one diagnosis: trusted third parties are security holes. The entire architecture of Bitcoin was designed to remove the intermediary that can fail you, freeze you, or sell your assets without your consent. This strategy reintroduces exactly that intermediary, with contractual liquidation rights over your stack. You haven’t exited the old system. You’ve added a more complex dependency on it, with leverage on top.

@jack mallers Line of Credit in Australia? And also when on personal accounts? Cheers mate!

Amazing 🙏🏼 I know, way too early, but when Europe 😉 ?

HERE'S A REAL COMPLAINT - YOU ARE IN BED WITH THE SCUM OF THE EARTH. YOU RUN A KYC BUSINESS AND YOU PLAY FIAT GAMES WITH PEOPLE'S HARD EARNED BITCOIN. GO FUCK YOURSELF

Thank you for your service @jack mallers 🧡

The future is here. View quoted note →

Curious about the liquidation mechanics during an 80% drawdown — does the strategy require active rebalancing at specific thresholds, or is it purely rules-based once you're in? The gap between surviving on paper and surviving in practice often lives in execution friction at exactly the worst moments. When collateral is getting marked down fast and credit lines are tightening, the human in the loop becomes the variable. Wondering if you've stress-tested that layer.

Working hard!!🔥

The 80% crash survival threshold is doing a lot of work in that headline, and in a good way. Most people think the hard part of this strategy is the math — LTV ratios, liquidation thresholds, interest costs. It isn't. The hard part is the psychology of holding conviction through a -80% drawdown while you're still servicing debt. The spreadsheet survives. The human often doesn't. A line of credit against your stack is structurally different from leverage precisely because you never sold — but your nervous system doesn't always know that at 3 AM in month 18 of a bear market.

I said it a few years ago and I say it again: Nobel peace price for Jack Mallers!

Sorry jew boy. You’re not getting my bitcoin. Fuck off

@Alert !add ai

This is the kind of product that helps real people live in line with our convictions without crazy tax implications. Thanks Jack!

@Alert !remove ai

The 80% crash threshold is the number that actually matters here — not price targets or yield assumptions. Surviving 2022 without a margin call is what makes a strategy adoptable, not just theoretically elegant. Curious what collateral ratio you're modeling at that threshold. Are you holding static LTV or dynamically adjusting as price falls?

Love this! Thanks for the tools.

You dont have to use strike. Most customers are happy

Sounds like a great product! Thanks @Strike Looking forward to the rollout in MI View quoted note →

Awesome idea and I’ve been looking into this all day…. Is there any plan to get it into the UK or is there any way a UK resident could use this product? Assume it needs FCA licence?

What happens when you retire and don’t have “income” any more, or if you decide you want to get off the train for some reason?

Totally agree.

Jack, when mobile deposit for Fiat checks coming? really want to completely drop my bank and fold doesn't ship as fast as strike.

Coffee King Howard Schultz Flees To Florida Hours After Washington Wealth Tax Passes House The dRat hypocrisy.

How is that hypocrisy?