For small amounts like this safety isn't necessarily the number 1 priority.
There's always tradeoffs & I'll take my chances if it means always being able to spend bitcoin.
Storing Bitcoin as LBTC has many benefits & removes a lot of counterparty risk compared to many other lightning alternatives.
Both Aqua & Bull allow for storage on the timechain. They're both great as onchain hot wallets.
I haven't used Bull wallet enough but I've played with it.
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For small amounts I am also fine with giftcards in a company owned database.
I have a prepaid Visa with a $100 on it.
Always tradeoffs.