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None I suggest using on chain Bitcoin and doing lightning transactions through boltz.exchange I think muun has also worked for me when I needed it though

Totally get you. But this is for some teens as a small savings account. I can’t tell the father to run their own LN node like I do ;-) I would default to WoS, but wonder if there is something a bit better.

I'd still use open source on chain wallets, not self custody or lightning

*not third party custody or lightning dumb typo, my bad