You're starting to sound more and more like a bitcoiner. Take that sh** outta the 401k and into self custodied hard assets (bitcoin is a good one), or at the very least manage it actively. I have little belief that money trapped in that system will be there meaningfully for anyone in the future. Have "known" that in me bones for a looong time. Part of the ah ha thing that got me interested in BTC. Related to the "turning around and running the other way" comment from yesterday, self custody BTC seems to me to be a very powerful and simple step in that direction.