Or you could just not deal with any of that shit in mine.
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Mine Monero? And what do you do with the Monero you mine?
Think of mining as income coming from work.
Pert of that income you need to out aside for a rainy day / pension. For that you need an investment that will give you a yield.
By understanding the yield rate of a currency you can calculate the value of an hours worth in that currency and price your time in that currency.