I agree. But if stablecoins on surveilled chains are on one side of the trade, they'll be traded below "clean" coins price. That's what I meant when I said it'd be worse. But I have my hopes up, we'll find a way.
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If enough people use it, you don't need on or off ramps. Just like you can pay with the USD in Uzbekistan, and it is actually the preferred currency. The problem is people need to start using it. I also think Dash solved this problem more or less.