Honestly what's the difference? Using Monero is voluntary just like interest from lending and borrowing.
If you don't like the interest don't take out the loan. If you don't like Moneros tail emission don't use it.
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Exactly. When I stated that Monero is for losers I meant it literally and was just referring to this chart:
How convenient this chart starts "arbitrarily" at the top of the last bubble.