When someone has recorded thousands of hours of podcasts, it’s easy for a short clip to misrepresent their views or for them to occasionally use the wrong words. But I clearly remember him repeating the message “think for yourself” countless times. His opinions are his own, and he always encourages others to form their own thoughts, which I really respect. He’s introduced more people to this space than anyone else over the past 15 years, and today he speaks the language of institutional money. While he focused on retail investors for the last few years, now he’s shifting to bring big money into the space, and big money trusts big banks. That’s fine—just remember to hold your own keys. Some people will trust the banks, and that’s their choice, but you don’t have to.