sure it is. no argument here.
I still think that phoenix (or even full custody) is better then zeus for places like e.g. rural africa. even with neutrinos all over the nearest cities.
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Nobody says you must use Zeus.
That's why we have so many types of wallets for each use case.
I personally use at least 5 wallet apps. Why?
I explained here why:
https://stacker.news/items/583496