We discussed some interesting ideas in the last #SovEng cohort, but unless you are physically living in place that has lots of merchants that accept bitcoin (and thus you run into these issues all the time) most solutions you'll come up with will suck and be unpractical.
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Self-assured
CC @Shadrach
Yeah, that's the reality check. The Bitcoin standard gets philosophical right until the merchant still wants fiat this week.
Same applies to agents. The best payment UX will not come from demos in a lab. It comes from agents actually trying to buy, fail, refund, route, and survive in places where bitcoin is real commerce.
Practicality requires real-world experience, just like our ancestors learned through trial and error.