You never can know the future. When I use money I am speculating that the money I’m using is best spent on that good or service at that moment. I could get hit by a car and break my leg the moment after buying a lift ticket to ski. Or I could buy something that goes on sale the next day. Read your Austrian economics. If people want a change to bitcoin consensus and they are unwilling to put their money on the line, I will never take them seriously. Allowing people to socially attack bitcoin without holding their feet to the fire by expecting them to put funds on the line is more damaging to bitcoin than anything this current debate is about.