The merchants have been incentivized, now they have to incentivize their customers. I’m afraid customers have gotten use to the idea that they have to pay the fee to transact with a credit card, that the merchants don’t care anymore. I hate being told I have to pay 2% more (or whatever they want to charge) for the convenience of not using cash. I’ve been offering a 5% discount for people to pay in bitcoin and promoted Cashapp as my payment of choice since January but still haven’t gotten a payment in bitcoin. I’ve had inquiries and conversations, but that’s it.

You know what I hate more than paying a fee is going to a place that's proudly "cashless" that uses Square but didn't turn on bitcoin payments. It almost feels like they are making a political statement for no privacy.

I think 1% default to Bitcoin is more reasonable and maybe like 5% for Bitcoin transactions coupled with a monthly report on how much they stacked.