Ideally, yes that would be great, but they rigged the game in their favor and will always eventually find a way to rig it because they have the money and power. I'm not saying communism is the answer, just that their are flaws in every system, even "free market" capitalism. Maybe decentalization and enticing human incentives are key in delaying breaks in systems?

Is "enticing human incentives" an excuse to rob people, like taxes or subsides? If so, no. It has to be voluntary. Otherwise it's another name for communism.