If you have debt, you are actually retarded.
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Ur still gay craig
I have debt, but only because I bought bitcoin with it.
Moderate leverage on my FIAT shackles.
Dave Ramsey would agree.
When you default, is having your car picked up and sold worth it? 😆
No, I have means that make it impossible to default.
It’s just a ‘speculative attack’ credit for the culture.