do people running their own businesses and providing goods and services have time to manage a LN node?
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not yet, no. do they have time to manage relationships and integrations with credit card companies? no, they don't have to - they use Square or something.
well get there
that's why I floated the idea of doing it for them, in the interim.
As a business who operates own LN node, the biggest issue is requirement to lock-in BTC in significant amount.