Hi John, I saw your post mention this platform and thought I’d give it a gooo! My faith in Twitter hit rock bottom last night. Not a social media fan boy at the best of times. Just seeking the occasional stimulating discussion. I’m 55, and lived through several doom and gloom era’s to date. Best make like a squirrel and store some nuts in the good times, to savour in the bad. Paid off our house last year. Only one other couple we know has done the same, whereas several have lost all or drowning in debt from not being the squirrel. 🤷‍♂️