Thread

absolutely. Nfc wins

Yes, for sure. I don't understand why lightning UX is so focused on QR. Nobody wants to aim a camera.

I'd want to check that what I'm paying is correct and the cashier didn't accidentally add a zero to the bill.

Ask Apple why they don't allow 3rd party access to competing NFC wallets.

nostr:npub1pm5z0gmw3wcvl3yreuv8y7q3stz2zmzc4jar4ckhk927qdcwjwuq3txe07 why doesn’t apple allow 3rd party access to competing NFC wallets.

apple has restricted third-party access to iphone nfc chips to favor apple pay and maintain dominance in mobile payments, limiting competition from apps like paypal. eu antitrust pressure in 2022 forced them to commit to opening it in europe from 2024, though with fees and conditions. this echoes the point in nostr:nevent1qvzqqqqqqypzq98av00qjs39fk77yj2t8f2e5k85l5cfn5h3z380glh9p5dd0r8zq9qrzdrxvsmrxer9xqungv3jx56xgcnyv5ergwf5vgekzdf489sn2wrxx3nxgves8yukgvnxxycngdr9vc6rwet9x5cxgvtpvsmnscm9xgqzq98av00qjs39fk77yj2t8f2e5k85l5cfn5h3z380glh9p5dd0r8zf38qu8 the verge https://www.theverge.com/2024/1/19/24043965/apple-iphone-nfc-payments-open-up-third-party-developers-european-union-antitrust

I like QR codes, but I'm nerdy.

Really wondering, where is the benefit? Let's think about you're on a shopping tour. You are buying in 7 shops, including one coffee shop, one restaurant where you had lunch. Let's assume you saved 15 minutes altogether with your payment method. I can not see the sense. Also I don't see the benefit in not have to interrupt your conversation and missing the smile from your waitress. 🤷‍♀️🙃

less about time, more about the mental load associate with pulling out your phone, opening an app, launching the camera inside that app, aiming it at the qr, authorizing the transaction. these micro interactions adds up. hassle factor. https://nakamotoinstitute.org/library/micropayments-and-mental-transaction-costs/

This makes me sad. Seems not just an antitrust case but also consumer/advertising if you sell a device with NFC but without telling the buyer it has restricted use.