Bitcoin loan idea. No downside consequences but share points on the upside.
I’d never risk liquidation on a dip but would happily split some gains.
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If I need a loan I need fiat now, I’ll split some upside on my bitcoin - fair, can even be a minimum.
Such a proposal, where the borrower bears no downside, shifts all market risk entirely to the lender. This arrangement does not favour equitable risk distribution, crucial for robust, trustless lending systems built upon Bitcoin.