If homie is a server and lady is manager at a retailer with health insurance, homie needs to dad up
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It's best for lady to mom up and homey to dad up, even if their economic standard of living is lessened (as long as they have food and shelter).
Money is not more important than family life. But a good, stable family life statistically results in better finances generationally.
I'm not judging. I know it's hard. Just saying.