money as a construct isn't 'broken' - neither is the system.
It's the abuse of the system, the immaturity and rash decision making by politicians and federal bankers.
The medium of exchange will still be a medium of exchange, it's the humans that fuck it up.
Same will and is happening with Bitcoin and shitcoins
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this is why satoshi created an immutable protocol; if you can't fuck with it, you can't fuck it up...
but, yeah..
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It's the private banksters design.