Nah! It's gambling the future. You wouldn't play that risk in terms of the akhirah. No difference here.
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Precisely! And they're multi-decade shackles in the dunya. I have so many friends who got into 25-year mortgages, and they periodically renovate their homes too to accommodate to life changes.
Why? I can pay exactly for what I need in a rental, and if I need to a different place, I find it, rent it, move to it. It cost more maybe in the short term, but with buying bitcoin instead of paying mortgage, I can end up with both wealth and a home eventually.