Yea I agree. That’s the problem with most people today from a financial standpoint. Partly their fault but mostly not due to a rigged system against them (us). We have to learn to spend less that we earn. And I can for sure see how being on a Bitcoin Standard allows one to do so, since BTC in a fiat priced model, appreciates faster than fiat debases, The gap exists for people in how to go from “not enough fiat for daily bills” and a “buy now pay later” (basically a “I live in debt/on credit lifestyle) to one where they lead their finances well and are entrusted with more to manage. In other other words, transitioning from consumers to savers. That’s a large chasm for many to cross. It takes discipline and sacrifice to reverse one’s behavior in this area.