I have never liked the approach of “fixing” security issues by just marking them out of scope.
Cryptography needs to be resistant to footguns. You should NOT be able to misuse without going out of your way.
This trivially allows that with a simple oversight
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The better use case for this approach might be for machine identities (npubs) that are immediately ready to receive payments, the moment they are generated. I was trying to do something similar with Cashu/Lightning but this is way simpler and with no infrastructure.