Tell me how two people with mountains of debt from expensive professional degrees can move to a "low cost of living" area while remaining employed at high-paying jobs in order to service the debt. When you have to make a combined $300,000+ per year (on a single income, to pay both parents' loans), you can't go live in a trailer in Arkansas and expect to be fully employed at your required rate. The real answer is: Go back in time and don't get those dumbass educations. Alas, people can't time-travel, but their bad financial decisions can.