I downloaded alby hub on my pc and the first step of 5 to set up was to pay more.
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if you want to use self-custodial A fun, outgoing, active market vendor on a super busy market who sells lottery tickets to demanding people and who loudly encourages people to buy more lottery tickets before they are all gone. The price to win is huge. lightning then you need a channel which if bought from an LSP costs money.
otherwise go with solutions like coinos, yakihonne, …
but do it asap, this was announced way more than a year ago with a deadline in January.