My suspicion is that most don’t understand negative interest rates: A Porsche costs 2 #BTC this year, will cost 1 #BTC next year, and 0.5 #BTC the following year. So logically I would just wait 2 years buy a newer Porsche and have 1.5 #BTC left over. Of course it might be 0.25 #BTC the following year so I might just wait. So if I borrow 1 #BTC at -50% interest rate I could wait 2 years but the Porsche for 0.5 #BTC pay the bank back 0.25 #BTC , and put 0.25 #BTC in my pocket. #BTC #HODL #bitcoinstr