She could start pulling out in increments....and ask her grandkids (?) to help her self custody. She has to take required minimum distributions from the IRA at 73... She can take those withdrawals ea year and reinvest in sats. Government likely will try to raise taxes so might want to consider front running them by pulling more out of the IRA now.... Maybe speak with Morgan Richard who is a CFP and BTC money manager. 😉

Bigger possible issue is taking custody in self directed structure as the trustee may be regulated like gold. no official guidance yet but it’s coming. They wanna force you into their Bolshevik banking cartel custodians/ ETFs. Unchained has an interesting solution but then you’re giving control to a custodian like Solera for 1 of 3 keys…because the IRS wants to ensure there is a reporting mechanism if and when your assets move. It’s a serious problem that few understand or can solve for…which is a shame because most of the fire power lives in qualified accounts. If we’re gonna win on this front we need better solutions…otherwise folks are gonna capitulate and feed the beast via ETFs.