Collateralised loan are designed in such a way that you end up owning nothing.
You have multiple points of failure not just price.
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I dunno, there's argument for taking loans out now more than at higher prices, if you think we're near a bottom and don't wanna sell.
I'm definitely too scared of that stuff to even dabble, but if you believe they are safe and operate as advertised, you'd expect that, no? Just weird you never hear about loans except at ATHs. Top signal stuff I guess. Maybe it's just companies responding to the higher demand when there's more euphoria, but if I were in charge of marketing I'd push for loans now ๐คทโโ๏ธ