I think Lightning is kind of trash and I absolutely think Bitcoin should be a medium of exchange, onchain. But the reality is that without privacy, someone is going to zap someone for a funny meme or a good post and they’re going to be on a list of people financial authorities don’t like because they interacted financially with another person financial authorities don’t like. Then they’re going to find out their exchange accounts are closed and they can’t buy crypto anymore. They might even find that their bank kills their bank account because the resulting SAR makes their retail bank nervous. This has already happened with on-chain Bitcoin transactions.