Can you say more about Ark? Assuming we have a large number of ASPs, then it's not centralised right?
Or maybe Ark will naturally gravitate towards a small number of very-large ASPs?
Although, someone could argue that Cashu might tend towards one large mint that everyone uses
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I see all these systems with a client server relationship as at least quasi-centralized. Including nostr, though that's much lower on the sliding scale of "how problematically centralized is this".