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Congratulations. Now you can probably save some money on insurance too.

I just called the insurance company. No decrease in premiums 😕

You have to shop around. If you are willing to trust your driving skills enough to take some risk, the best way to decrease premium is to increase the deductible substantially. Get a dashcam to hep prove that you are not at fault if something happens. I figured, I don’t mind paying for small repairs out of pocket because using the insurance results in higher premiums down the road anyway.